Terms of Service
Last updated: 2/24/2026
1. General
These terms apply to the websites... (Please refer to German version for binding legal text)
Nivara AG is affiliated with a self-regulatory organization...
Nivara may change these terms at any time...
Swiss law applies exclusively...
1a. Customer Funds via Banking as a Service Partner
Fiat customer funds are held in segregated accounts...
2. Access Restrictions
Not intended for jurisdictions where access is illegal...
Nivara AG is affiliated with SRO XXX.
Nivara is not regulated in the EEA...
Usage prohibited in USA and UK...
3. No Offer, No Advice
Information purpose only...
3a. Risk Disclosure for Digital Assets
Refer to separate Risk Disclosure Statement...
Risk Warning
Trading involves risks...
(a) Market Risk & Volatility
(b) Liquidity Risk
(c) Technology Risk
(d) Regulation & Tax
(e) Counterparty Risk
(f) Custody Risk & Private Keys
(g) No Deposit Protection
(h) Tax Consequences
(i) Suitability
3b. Roles and Responsibilities
Roles according to Swiss law:
- • Token Issuer
- • Custody Provider
- • Secondary Trading Venue
3c. Disclaimer for Smart Contract Templates
Templates are for demonstration only...
4. Forward-looking Statements
Statements subject to change...
5. No Warranty, Limitation of Liability
No warranty for accuracy...
Additional Liability Limitations
1. Private Keys...
2. Network/System failures...
3. Liability cap...
6. Intellectual Property
All rights reserved...
6a. License Terms for APIs and SDKs
Terms apply...
6b. Reverse Engineering
Prohibited...
7. Data Protection & Security
Processing in accordance with Swiss DPA/GDPR...